As you know, I am always trying to help you. Today I have a great way for you to save money, as well as, possibly save something else. Many of us have massive cell phone bills, I know that mine is about $130 per month. I am pretty much always available, with a few exceptions.

Here's the tip: don't answer your cell phone in church. Let's say that you happen to go to my church, and that you happened to attend yesterday's 9:30 service. Let's say your phone rang, and let's say you answered it, walked to the back of the chapel, had your conversation, said goodbye, and then went and sat back down. My advice to save money on your monthly bill is to just not answer your phone during church. Now, I realize this seems like a pretty drastic step, but then again God doesn't have your cell phone number. You could always use vibrate if you felt that there was going to be an emergency call coming in. Based on the guys conversation yesterday, which I certainly heard, vibrate wouldn' t have helped him.

So, there it is. My tip of the day: don't answer your cell phone in church... or meetings, or dinner, or your kids' school program, or lunch, or breakfast.