Last Friday was the beginning of the holiday shopping frenzy. Mrs. Planner and I actually participated and got all of our holiday shopping finished. Our secret is to go to an outdoor mall in 25 degree weather. There are no crowds.

Here is another way to avoid the malls and the crowds. Today is called Cyber Monday. It is the day that all the online retailers have special deals set up for you.  Go to www.cybermonday.com to learn all about. If you are going to shop for your loved ones, I would at least like you to get the best deals.

Have fun.